The housing market in Church Village is heating up. What can I do to expedite matters?

First, If you are under a tight deadline for your conveyancing it is highly recommended that your lawyer is familiar with the location as they will have local contacts and insight. It is possible that they may have handled previoushouses in the same neighbourhood. You would be best advised to use a Church Village conveyancing solicitor. Second, check that the conveyancing firm is on the member panel. It is believed that just under twenty per cent of Church Village conveyancing transactions are suspended or derailed after discovering a purchaser’s conveyancer was not on their mortgage lender’s list of approved solicitors. In many cases this discovery resulted in the transaction being delayed by an average of 21 days. It is believed that this issue impacts in the region of one hundred thousand home moves annually. Many Church Village conveyancing practices can not act for certain mortgage companies so do check as early as possible.

My bid for a property was accepted at auction in Church Village. Conveyancing is necessary. What is next?

Having exchanged you must choose a conveyancing practitioner quickly as you are faced with a tight a fixed date to complete the conveyancing. An auction property will have a corresponding auction set of papers. This will include evidence of title and search results. Where you are dealing with leasehold premises the conveyancing pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You should pass this on to the lawyer instructed by you at the earliest opportunity. You also need to ensure that you have funds in place to complete on the date specified in the contract.

i am purchasing a new build house in Church Village benefiting from help to buy. The developers refused to reduce the price so I negotiated five thousand pounds worth of extras instead. The estate agent advised me not inform my conveyancer about this deal as it will adversely affect my mortgage with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.