I am hoping to receive a mortgage with Nat West. My intention is to use a Licensed Conveyancer in Cardiff Bay. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

IfI were to acquire a freehold housein Cardiff Bay for cash and dispense with a survey and no local authority searches how much should I expect to to save on my conveyancing in Cardiff Bay?

The sole reduction in fees you would achieve is the Cardiff Bay conveyancing searches. A conveyancer is required to do the vast majority of work - money laundering, communicating with the vendors solicitor, stamp duty submission, register the ownership etc. A marginal saving might be made by not having to register a charge but it will not be meaningful.

Me and my brother purchased a terraced Victorian house in Cardiff Bay. Conveyancing practitioner acted for me and The Mortgage Works. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the matching address. I thought I was buying a freehold how can I check?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cardiff Bay and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing solicitor who carried out the work.

How does the Landlord & Tenant Act 1954 impact my commercial property in Cardiff Bay and how can your lawyers assist?

The 1954 Act gives a safeguard to business leaseholders, granting the right to make a request to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and handle your commercial conveyancing in Cardiff Bay

I am a fortnight into a residential purchase having been recommend to solicitors by the local agent to do our conveyancing in Cardiff Bay. I am not happy. Can you help me find new conveyancers?

A lawyer would have to be really poor in order to consider diss instructing them. Has the mortgage offer been issued? In the event that it has you need to make them aware of the new contact details and ensure the offer are issued to the new lawyers. Your conveyancer should be on the mortgage company panel to avoid supplemental expenses and complications. That should be your first question of the new conveyancers. Our find a solicitor tool will assist you in finding a lender approved solicitor for your conveyancing in Cardiff Bay