I require conveyancing for an apartment in a fairly new development (five years built) in Heath. The vast majority the appartments have already been occupied. Is it really necessary to order local searches as part of conveyancing in Heath?
If you are acquiring a property with the assistance of a mortgage, your mortgage company will insist on some (many) of the searches so you'll have no choice. If not, then Heath conveyancing searches are optional. No doubt your conveyancer, will ’encourage’, perhaps in the strongest possible terms, that you should not go ahead without searches, but he or she has a professional duty to do this. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you insist that your lawyer to proceed without searches then your lawyer will have to follow your instructions or you will need to change to another solicitor for your conveyancing in Heath.
Due to the encouragement of my in-laws I had a survey completed on a house in Heath ahead of retaining lawyers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some lenders will refuse to grant a loan on a flying freehold home.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Heath. Conveyancing will be smoother if you use a solicitor in Heath especially if they are acquainted with such properties in Heath.
Am I right to be concerned about brokers that I am dealing with are encouraging me to use an internet conveyancing firm rather than a local Heath conveyancing firm?
As is the case with lots of service providers, often referrals from relatives can be most helpful. Yet there are numerous parties with a keen interest in a conveyancing matter; estate agents, financial adviser and banks may suggest solicitors to retain. On occasion these solicitors might be known to one of the organisations as experts in their field, but sometimes there behind the scenes commercial relationship behind the endorsement. You have the discretion to choose your own conveyancer. Don't forget that most mortgage providers have an approved list of law firms you must use for the lender aspect of your house move.