We see that you have a search directory listing law firms on the UBS conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Roath Park?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Roath Park.
We're in Roath Park, First time buyers purchasing with a mortgage (lender is Lloyds , and our solicitor is on the Lloyds conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Lloyds conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a house in Roath Park? or I am told that there is an ancient law that means some homeowners residing in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this relevant for conveyancing in Roath Park?
Unless a prior acquisition of the property took place post 12 October 2013 you can expect lawyers delivering conveyancing in Roath Park to remain encouraging a chancel search and or chancel repair liability insurance.
My wife and I have a renovated Edwardian property in Roath Park. Conveyancing solicitor represented me and Barclays . I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the matching property. Is it worth asking Barclays to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Roath Park and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who carried out the work.
I have been on the look out for a leasehold apartment up to £235,500 and identified one round the corner in Roath Park I like with amenity areas and railway links nearby, however it only has 61 years unexpired on the lease. I can't really find anything else in Roath Park for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
If you need a mortgage the shortness of the lease will likely be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.