At what point will exchange of contracts occur in purchase conveyancing in Pontyclun and do I need to attend the conveyancers branch?

If you are round the corner to one of the conveyancing solicitors in Pontyclun you are invited in to sign contracts. That being said, the law practices we recommend provide countrywide coverage for conveyancing and provide just as detailed and professional a job for you when dealing with you digitally. The executing of the contract is not the point of no return. A signed contract is necessary for the conveyancer to address the formalities at the appropriate time, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Pontyclun)to be in the office at the appropriate time.

I have 71 years left on my lease and need a lease extension for my apartment in Pontyclun. Conveyancing solicitors on the The Mortgage Works panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/11/2025 the requirements read as follows :

We have agreed to purchase a house in Pontyclun. An unusual aspect is that the roof has a solar panel. Bank of Ireland have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is Bank of Ireland your lawyer must check the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Bank of Ireland where a lease does not satisfy these specifications. The specifications relate to the installation of panels on properties countrywide and is not restricted to Pontyclun.

I'm spending time looking at flats in Pontyclun and I am about to put in an offer. Is it wise to have my conveyancing practitioner on ‘stand by’? I intend to finance via a mortgage with Lloyds.

You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. As you are getting a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.

I have decided to exercise my right to buy my property in Pontyclun off the council. I have a mortgage offer with UBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.

I am buying my first flat in Pontyclun benefiting from help to buy. The builders refused to budge the amount so I negotiated 6k of extras instead. The estate agent advised me not to tell my conveyancer about the extras as it will jeopardize my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm converting the mortgage on my primary home to a BTL loan with Coventry Building Society and intend to use the remaining equity towards another house. The neighborhood we are talking about is Pontyclun. Will your lawyers be able to act for the two mortgage companies and link together the two deals?

Do use our search tool on this page to check that the solicitors are approved by both lenders. Having checked that they are the conveyancer will be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and specify your expectations and needs.