Please explain the implications if my solicitor is expelled from the Co-operative Solicitor panel ahead of completing my conveyancing in Aberbargoed?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Me and my partner are buying a property in Aberbargoed. It might be a silly question but how we can trust a lawyer? On the day of competition we will need to send our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Completion of my purchase has taken place for my property in Aberbargoed. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I recently had an offer agreed on an apartment in Aberbargoed. My financial adviser suggested a lawyer. I paid an on account payment of £175. A few days later, the solicitor called me to say that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I used Wolstenholmes several years ago for my conveyancing in Aberbargoed. Now, I need the files but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Aberbargoed of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm converting the mortgage on my current property to a BTL mortgage with TSB and I will use the rest of the raised equity towards another house. The area we are interested in is Aberbargoed. Will your lawyers be able to act for both sets of mortgage companies and tie in the transactions?
Make use of our search tool on this site to be sure that the lawyers are approved by both banks. On the basis that they are the conveyancer will be able to connect the two conveyancing matters but you should have a chat with you conveyancer and communicate your expectations and requirements.
My husband and I are four weeks into a residential purchase having been recommend to a firm by the high street agent to perform conveyancing in Aberbargoed. I am am starting to be frustrated with the quality of service. Could you you assist me in finding new conveyancers?
A solicitor would have to be very poor in order to consider diss instructing them. Has the mortgage been generated? In the event that it has you will need to advise them of the new contact details and get the loan are re-issued. Your new conveyancer needs to be on the banks approved list to avoid supplemental expenses and complications. That should be your first question of the new conveyancers. The search tool should assist you in finding a bank approved lawyer for your home move in Aberbargoed