We were just about to exchange contracts for a garden flat in Hengoed. We have hit a problem. The mortgage offer with Nottingham Building Society expires on 26/3/2026 but the owners are putting forward a completion date of 30/3/2026. Is it possible to extend the loan expiry date?

The best person to address this concern is your solicitors who will hopefully assess if he or she is better off negotiating with the mortgage company, vendor’s representatives, selling agents or conceivably all parties given the history of your conveyancing as of today.

We are buying a flat and require a conveyancing solicitor in Hengoed who is on the Nationwide approved panel. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nationwide . We don't recommend any particular firms conducting conveyancing in Hengoed.

What is the difference between a licensed conveyancer and conveyancing solicitor in Hengoed

Two types of professional can carry out conveyancing in Hengoed namely CLC regulated conveyancers or solicitors. The two can administer the legal services that you need to complete the disposal or acquisition of property. They are both required to handle Hengoed conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the requirements and procedures will be suitably attended to.

We had chosen conveyancers based in Hengoed on the Nottingham solicitor panel. They are now charging me a separate sum for the legal aspects of the Nottingham mortgage. Is this an additional conveyancing fee set by Nottingham?

As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer may levy a fee for this. This charge is not dictated by Nottingham but by your Hengoed conveyancer. Plenty of firms on the Nottingham panel will quote ’dealing with mortgage’ fee but many firms include it on their overall fee.

It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Hengoed bank branch on a couple of occasions and was reassured it wasn't an issue and they will lend. My Hengoed conveyancing solicitor - who is on the bank conveyancing panel- called and was told they refuse to lend in accordance with their specific requirements. I have no idea who is right.

As long as the property lawyer is on the bank approved list, she or he must follow the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am looking to sell my house. My past solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Hengoed if that makes a difference.

You should use our search tool to help you choose a solicitor for your conveyancing in Hengoed. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.

I am a negotiator for a long established estate agent office in Hengoed where we see a number of flat sales jeopardised as a result of short leases. I have been given inconsistent advice from local Hengoed conveyancing solicitors. Please can you shed some light as to whether the seller of a flat can initiate the lease extension formalities for the buyer?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done before, or simultaneously with completion of the sale.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Hengoed Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

The best form of lease arrangement is where the freehold reversion is owned by the leaseholders. In this situation the lessees have control and notwithstanding that a managing agent is frequently employed where the building is bigger than a house conversion, the managing agent retained by the leaseholders. It is important to be aware if redecorating or some other major work is anticipated to be shared amongst the tenants and could well materially increase the the maintenance fees or necessitate a specific invoice. How many of the leaseholders are in arrears for their service charge payments?