It is is a decade since I bought my home in Pentre. Conveyancing lawyers have just been retained on the sale but I am unable to find the deeds. Is this a problem?
Don’t worry too much. First the deeds may be retained by the lender or they could still be with the lawyers who oversaw your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Pentre involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
Can I be sure that the Pentre conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Pentre obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer conducting your transaction.
My wife and I are spending time looking at apartments in Pentre and I am now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a mortgage with RBS.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are taking out a mortgage with RBS, make sure you remember to check that your lawyer is on the RBS conveyancing panel.
Leeds Building Society have agreed my mortgage in principle, my offer on a house in Pentre has been agreed to, what are the next steps?
The estate agent will want to be informed of your property lawyer's details (make sure the lawyers are on the lender’s approved list). Call up Leeds Building Society or your broker and finish off any appropriate documentation. Leeds Building Society will sellect a valuer who will get in touch with the selling agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes about a fortnight to get a mortgage offer. Leeds Building Society will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Pentre.
I am downsizing from my property. My former conveyancers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Pentre if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Pentre. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
My cousin has encouraged me to instruct his lawyers for conveyancing in Pentre. Should I use them?
There are no two ways about it the best way to choose a conveyancing solicitor is to have feedback from friends or relatives who have previously instructed the solicitor that you are contemplating using.
My fiance and I are buying a three room ground floor flatin Pentre with a loan from a lender. We have a conveyancer in Pentre but our mortgage company says he's not on their "panel". It seems we have little choice but to instruct from the our lender panel solicitors or stay with our Pentre conveyancer and incur the extra legals for one of their panel ones to represent our lender. We feel as though this is unjust; Can we not simply insist that our mortgage company use our Pentre lawyer?
No, not really. The bank home loan offered to you is subject to its terms and conditions, one of which will be that solicitors will on the bank's conveyancing panel. Until recently, most banks had open panels, including many conveyancing solicitors in Pentre : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your lender.