I am purchasing a semi-detached house in Treforest. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Treforest you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Treforest.

My partner and I are downsizing from our property in Treforest and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know this is not the case. It does beg the question why the purchasers are using a web based conveyancing outfit as opposed to a conveyancing solicitor in Treforest. Having lived in Treforest for many years we know of no issue. Should we get in touch with our local Authority to obtain clarification need.

It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

4 months have gone by since my purchase conveyancing in Treforest completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

In sourcing the web for the term cheap conveyancing in Treforest it brings up numerous solicitorsin the area. With so much choice what is the best way to find the right conveyancer for my move?

The preferential way of choosing a suitable conveyancer is through a trusted referral, so enquire of colleagues and those you trust who have bought a property in Treforest or a reputable estate agent or mortgage broker. Charges for conveyancing in Treforest vary, so it's a good idea to request at least four fee estimates from different property lawyers. Be sure to secure confirmation that the charges are assured not to escalate.

My husband and I are hoping to buy a three bedroom ground floor flatin Treforest with a home loan from a lender. We wish to instruct our conveyancer in Treforest however our lender advise she’s not approved on their "panel". It seems we have little choice but to instruct from the our mortgage company panel firms or stay with our Treforest conveyancer and incur the extra legals for one of their panel ones to represent our lender. We feel as though this is unjust; is there anything we can do?

No, not really. The bank home loan issued is subject to its terms and conditions, one of which will be that lawyers will on the lender's conveyancing panel. Until recently, most banks had large numbers of law firms on their panels, including most conveyancing solicitors in Treforest : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your mortgage company.