We were just about to exchange contracts for a ground floor flat in Gowerton. We have hit a snag. Our mortgage offer with Barclays runs out on 23/3/2026 but the owners are putting forward a completion date of 25/3/2026. Is it possible to extend the loan offer?

The best person to address this concern is your solicitors who should assess if they corresponding with the bank, owner’s representatives, estate agents or possibly all parties based on what has happend in your transaction to date.

Do banks and building societies provide you with an approved list of Gowerton conveyancing solicitors? How do you know who is on the Virgin Money conveyancing panel?

Gowerton conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.

Just had an offer accepted on a new build apartment in Gowerton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Gowerton

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

I opted to have a survey completed on a house in Gowerton before retaining lawyers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies tend not give a loan on this type of house.

It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Gowerton. Conveyancing may be slightly more expensive based on your lender's requirements.

We are in the process of purchasing a home in Gowerton. Conveyancing is not yet done but we wish to have our purchase price a secret from the likes of Rightmove. How could this be done?

HMLR by statute are required to note price sold data on the official title for domestic properties countrywide which includes homes in Gowerton. The Title Register is an open document, so HMLR would be breaking the law excluded specific properties such as your property in Gowerton.

You can make a request of HMLR to hide the price paid data however the response would be in the negative.