We are a couple about to exchange contracts for a leasehold flat in Mumbles. We have hit a problem. Our mortgage offer with Aldermore runs out on 27/3/2026 but the vendors are insisting on a completion date of 31/3/2026. Is it possible to prolong the loan expiry date?

The best person to address this concern is your conveyancer who should calculate whether he or she is should be discussing with the mortgage broker, owner’s solicitors, selling agents or indeed all parties taking into account what has happend in your house move as of today.

Various internet forums that I have visited warn that are the main reason for stalling in Mumbles conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of holding up conveyancing in Mumbles.

I purchased a terraced Victorian property in Mumbles. Conveyancing lawyer acted for me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Mumbles and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing lawyer who conducted the purchase.

What does commercial conveyancing in Mumbles cover?

Mumbles conveyancing for business premises incorporates a broad range of services, given by regulated solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.

Our conveyancer has advised that he intends to complete and exchange simultaneously on the sale of our £350,000 maisonette in Mumbles next Friday. The managing agents has quoted £336 for Landlord’s certificate, insurance certificate and previous years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Mumbles?

Mumbles conveyancing on leasehold flats ordinarily involves fees being invoiced by management companies :

Completing pre-contract enquiries Where consent is required before sale in Mumbles Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Mumbles leasehold premises is £350. For Mumbles conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to provide answers.

I inherited a basement flat in Mumbles, conveyancing was carried out April 2000. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding properties in Mumbles with a long lease are worth £260,000. The average or mid-range amount of ground rent is £45 levied per year. The lease ceases on 21st October 2101

You have 75 years unexpired we estimate the price of your lease extension to span between £8,600 and £9,800 plus costs.

The figure above a general guide to costs for extending a lease, but we are not able to supply the actual costs without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.