Why would one appoint a Gower conveyancing firm given that online conveyancers are so much cheaper?

Its a good idea to contrast conveyancing costs in Gower and you should seek a reasonable quote but don’t waste your energy hunting for the cheapest Gower conveyancer. Appointing the right conveyancer can mark the distinction between a smooth and a distressing house move. You need to ensure that you have expert guidance from a trusted lawyer. An e-mail can never take the place of a telephone conversation and can never replicate a face to face consultation. Our partner firms will allocate you a qualified and experienced conveyancing solicitor that will tackle your conveyancing from beginning to end, giving the sort of hand holding that you are unlikely to received from an internet conveyancer. He or She will keep you updated as to headway and keep you informed. Should you need to phone the office you will be sure who you need to speak to and they will endeavour to make sure that you are kept fully informed.

I am due to move house in January. Does my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you suggest a removal company in Gower. Conveyancing solicitor was found before I stumbled across this page.

On the day of completion you will need to pick up the house keys from the estate agent but this can only occur when the sellers lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be handed over. After that you will need to inform the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can help you find a conveyancing in Gower or a lawyer that specialises in conveyancing in Gower.

I had a mortgage agreed in principle with Skipton. Gower conveyancing practitioners were selected. What is the average time that one could expect to receive a mortgage offer from Skipton?

Some lenders take longer than others. Have Skipton done the survey? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Nationwide have agreed my mortgage in principle, my offer on a apartment in Gower has been agreed to, what happens next?

Your estate agent will wish to be advised as to your solicitor's details (make sure the property lawyers are on the bank’s approved list). Contact Nationwide or your broker and complete any outstanding documentation. Nationwide will sellect a valuer who will get in touch with the selling agent or vendor to book an appointment. Once carried out (assuming no problems) it takes about ten days to receive the mortgage offer. Nationwide will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Gower.

I purchased a terraced Victorian house in Gower. Conveyancing lawyer acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gower and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing solicitor who carried out the work.

I'm buying my first flat in Gower benefiting from help to buy. The developers refused to move on the amount so I negotiated £7000 of extras instead. The house builders rep advised me not disclose to my lawyer about this side-deal as it will affect my mortgage with Lloyds TSB Bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Am I better off to use a Gower conveyancing practitioner based in the vicinity that I am purchasing? We have a good friend who can execute the conveyancing however they are based 300miles drive away.

The primary upside of using a local Gower conveyancing practice is that you can attend the office to execute documents, present your ID and apply pressure on them if necessary. Having local Gower know how is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and in the main were happy that should trump using an unfamiliar Gower conveyancing lawyer just because they are based in the area.