I am the only recipient of my late mum's will and I have everything in my name now, including the my former home in Gerrards Cross and Chalfont. The Gerrards Cross and Chalfont property was put into my name in December. I want to move. I understand that there is a CML 6 month 'rule', which means that my proprietorship may be treated the same way as if I'd bought the house in December. Will no one buy the property for half a year?

The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. Most lenders would take a sensible view as this obligation primarily exists to pick up on the purchase and immediately sell or the quick reselling of property.

is it true that all Gerrards Cross and Chalfont solicitor firms on the Co-operative conveyancing panel are overseen by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Co-operative approved list of solicitors they would need to be overseen by the SRA. The majority of banks do list licenced conveyancers on their panel in which case such firms would be overseen by the Council of Licensed Conveyancers.

We previously instructed conveyancing lawyers based in Gerrards Cross and Chalfont on the Nationwide solicitor panel. They are now charging me a supplemental sum for dealing with the Nationwide mortgage. Is this an additional conveyancing fee specified by Nationwide?

As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your conveyancing practitioner is entitled to charge a fee for this. The fee is not set by Nationwide but by your Gerrards Cross and Chalfont conveyancer. Plenty of firms on the Nationwide panel will quote an ‘acting for lender’ fee and others do not.

Will my solicitor be making enquiries concerning flooding as part of the conveyancing in Gerrards Cross and Chalfont.

The risk of flooding is if increasing concern for solicitors conducting conveyancing in Gerrards Cross and Chalfont. There are those who acquire a house in Gerrards Cross and Chalfont, completely expectant that at some time, it may be flooded. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Conveyancers are not best placed to give advice on flood risk, but there are a number of checks that can be initiated by the buyer or by their conveyancers which can give them a better understanding of the risks in Gerrards Cross and Chalfont. The standard information sent to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a standard question of the owner to discover whether the property has ever been flooded. If the residence has been flooded in past which is not disclosed by the vendor, then a buyer could issue a legal claim for losses as a result of such an misleading answer. A purchaser’s lawyers will also conduct an environmental search. This will higlight if there is a recorded flood risk. If so, additional inquiries will need to be made.

I decided to have a survey carried out on a property in Gerrards Cross and Chalfont in advance of retaining conveyancers. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies will not issue a mortgage on this type of property.

It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. If you call us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Gerrards Cross and Chalfont. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Gerrards Cross and Chalfont to see if the conveyancing will be more expensive.

I am looking into buying my first house which is in Gerrards Cross and Chalfont and I am already nervous. I couldn't find anything specific about Gerrards Cross and Chalfont. Conveyancing will be needed in due course but do you know about the Gerrards Cross and Chalfont area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Gerrards Cross and Chalfont. In the meantime here are some basic statistics that we found

We are a fortnight into a residential purchase having been referred to conveyancers by the estate agent to do our conveyancing in Gerrards Cross and Chalfont. I am am starting to be disappointed with the quality of service. Can you you assist me in finding new lawyers?

A conveyancer would need to be really bad to suggest changing them. Has your mortgage been sent? In the event that it has you must make them aware of the new contact details and get the mortgage documents are issued to the new lawyers. Your solicitor ideally needs to be on the lenders panel to avoid supplemental charges and complications. So that should be your first question of the new conveyancers. The find a solicitor tool can help you find a bank approved conveyancer for your home move in Gerrards Cross and Chalfont