I am need of leasehold conveyancing for a flat in a fairly new development (6 years old) in Burnham. 95% of the properties have already been disposed of. Do I need carry out the local searches for my conveyancing in Burnham?
If you getting a mortgage, your bank will need some (many) of the searches so you'll have no choice. If not, then Burnham conveyancing searches are for you to decide upon. Your solicitor, will 'advise', perhaps in the strongest possible terms, that you should have the searches done, but he or she has a professional duty to do this. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you insist that your lawyer to proceed without searches then your lawyer will have to follow your instructions or you will need to switch to another solicitor for your conveyancing in Burnham.
My grandmother passed away last year and as sole heir and executor I was left the property in Burnham. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this possible?
Where you plan to refinance then Barclays will insist on your using a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.
My friend recommended that where I am purchasing in Burnham I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally included in the estimate for your Burnham conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Burnham around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Burnham Education with maps and statistics, Local Amenities and other useful information about Burnham.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Burnham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Burnham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
We're FTB’s - agreed a price, yet the selling agent informed us that the owners will only proceed if we appoint the agent's chosen solicitors as they want a ‘quick sale’. My instinct tells me that we should use a high street conveyancer used to conveyancing in Burnham
We suspect that the owner is unaware of this demand. Should the vendor want ‘a quick sale', turning down a genuine purchaser is not the way to achieve this. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you will continue to instruct your own,trusted Burnham conveyancing lawyers - as opposed tothe ones that will give the estate agent a commission or meet his conveyancing thresholds pre-set by corporate headquarters.