In researching moneysavingexpert.com for a high-quality solicitor in Chalfont St Giles, most post that I should use a CQS kitemarked lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home moving process, trusted by some of the UK's major mortgage companies. Four years ago the Conveyancing Quality Scheme was officially recognised by the Building Societies Association (BSA). The scheme does not cover licenced conveyancers. Chalfont St Giles is one of the numerous areas of the UK where there are CQS lawyers.
I am selling our house in Chalfont St Giles and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A high street Chalfont St Giles lawyer would know this is not the case. It does beg the question why the purchasers used a national conveyancing firm as opposed to a conveyancing solicitor in Chalfont St Giles. We have lived in Chalfont St Giles for many years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Despite weeks of looking the Title Certificate and documents to my home can not be found. The solicitors who conducted the conveyancing in Chalfont St Giles 10 years ago are no longer around. What are my next steps?
Nowadays there are duplicates made of almost everything, and your conveyancer should be aware exactly where to find all the appropriate documentation so you can buy or dispose of your house without any difficulty. If copies can’t be located, your solicitor may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on the property.
How does conveyancing in Chalfont St Giles differ for newly converted properties?
Most buyers of new build property in Chalfont St Giles approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is completed. This is because builders in Chalfont St Giles typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chalfont St Giles or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a house in Chalfont St Giles ahead of appointing lawyers. I have been told that there is a flying freehold element to the property. My surveyor advised that some lenders tend refuse to issue a mortgage on such a home.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. If you call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chalfont St Giles. Conveyancing may be slightly more expensive based on your lender's requirements.