We see that you have a search directory listing firms on the Lloyds conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Bishops Waltham?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Bishops Waltham.

A friend advised me that in buying a property in Bishops Waltham there could be a number of restrictions affecting the ability to carry out external alterations to the property. Is this right?

We are aware of anumerous of properties in Bishops Waltham which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Bishops Waltham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My offer was accepted on a property in Bishops Waltham on 5/12/2025, valuation was booked five days after, received a clean bill of health. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Can the lender hold off the offer?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.

Coventry BS have agreed my home loan in principle, my offer on a apartment in Bishops Waltham has been accepted, what happens next?

The property agent will wish to be advised as to your conveyancing practitioner's details (be sure the conveyancers are on the lender’s panel). Telephone Coventry BS or the financial adviser and complete any relevant documentation. Coventry BS will instruct a valuer who will get in touch with the estate agent or vendor to book an appointment. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Coventry BS will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Bishops Waltham.

Will my lawyer be making enquiries concerning flooding during the conveyancing in Bishops Waltham.

Flooding is a growing risk for lawyers conducting conveyancing in Bishops Waltham. There are those who purchase a property in Bishops Waltham, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to impart advice on flood risk, however there are a various searches that can be carried out by the purchaser or by their lawyers which can give them a better understanding of the risks in Bishops Waltham. The standard completed inquiry forms sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) includes a usual inquiry of the seller to determine if the property has suffered from flooding. In the event that flooding has previously occurred which is not notified by the vendor, then a purchaser may issue a legal claim for losses as a result of such an misleading answer. A buyer’s lawyers will also conduct an enviro search. This should reveal if there is a recorded flood risk. If so, additional investigations will need to be carried out.

I'm buying a new build house in Bishops Waltham benefiting from help to buy. The developers would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative advised me not disclose to my lawyer about this side-deal as it will impact my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Bishops Waltham is where the house is located. Can you shed any light on this issue?

Flying freeholds in Bishops Waltham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bishops Waltham you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bishops Waltham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.