Should my lawyer be making enquiries about flooding during the conveyancing in Whiteley.

Flooding is a growing risk for solicitors carrying out conveyancing in Whiteley. Some people will acquire a house in Whiteley, fully aware that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not qualified to offer advice on flood risk, however there are a numerous searches that can be carried out by the purchaser or on a buyer’s behalf which can figure out the risks in Whiteley. The standard information supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the vendor to find out if the premises has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the seller, then a buyer could bring a compensation claim as a result of such an inaccurate answer. The purchaser’s solicitors should also carry out an enviro report. This will disclose if there is any known flood risk. If so, further inquiries will need to be initiated.

I bought my flat on 4 August and the transaction details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Whiteley said it will be recorded in less than a month. Are titles in Whiteley uniquely lengthy to register?

As far as conveyancing in Whiteley registration is no quicker or slower than anywhere else in the country. As opposed to being determined by geographic area, timeframes can differ depending on who lodges the application, whether it is in order and if the Land registry communicate with any other persons or bodies. Currently roughly three quarters of submission are fully dealt with within two weeks but some can be subject to protracted delays. Historically registration takes place once the purchaser has moved in to the property therefore post completion formalities is not always primary concern yet if it is urgent that the the registration takes place urgently then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.

The estate agent has sent us the confirmation of our purchase of a new build flat in Whiteley. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Whiteley

Please confirm the Lease plans are architect prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

I decided to have a survey done on a property in Whiteley before retaining lawyers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some mortgage companies tend not issue a loan on this type of house.

It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Whiteley. Conveyancing will be smoother if you use a solicitor in Whiteley especially if they are acquainted with such properties in Whiteley.

In sourcing the world wide web for the term conveyancing in Whiteley it reveals many solicitorsin the vicinity. With so much choice what is the best way to find the right conveyancer for the sale of my house?

The best way of choosing a suitable conveyancer is via personal recommendation, so seek the counsel of friends and those you trust who have bought a property in Whiteley or a local estate agent or financial adviser. Costs for conveyancing in Whiteley vary, so it's a good idea to request a minimum of three estimates from different solicitors. Dont forget to clarify that the fees are fixed.