How do I search for the right solicitor who can give a quality service for our conveyancing in Locks Heath?

First ask your friends and family who they would recommend.

Second, look on the web for conveyancing in Locks Heath. Phone two or three from the list and ask them to send you their conveyancing estimate and discuss your needs with the solicitor who will oversee your legal process prior tomaking your decision.

Third is to use this site to assist you in finding the right solicitors taking into account your individual requirements including area of the property,deadlines, complications and who your intended lender is. Avoid the trap of appointing £100 conveyancing in Locks Heath

Our solicitor has identified a a legal deficiency with the lease for the property we are buying in Locks Heath. The other side have suggested title insurance as a workaround. We are happy with insurance and will cover the costs. Our property lawyer has advised that he must be satisfied that the bank is content with this solution. Who is the client here, us or the bank?

Notwithstanding that you have a mortgage offer from the bank does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the lender are the client. These conveyancing instructions have to be complied with.

I am selling my home in Locks Heath. Will the conveyancing practitioner have to be required to be on the Kent Reliance conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Kent Reliance conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.

Is it necessary to pay for insurance to address the risk of chancel repairs when acquiring a property in Locks Heath?

Unless a prior acquisition of the premises took place post 12 October 2013 you could expect conveyancing practitioners conducting conveyancing in Locks Heath to continue to advocate a chancel search and or insurance against a claim.

Just had an offer accepted on a new build flat in Locks Heath. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Locks Heath

Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision.