My fiance and I are intent on acquiring a flat in Worthing. My property lawyer is not on the lender solicitor panel. Is it possible for me to continue with my Worthing conveyancing solicitor notwithstanding that they are excluded from the lender list of approved lawyers?

You have numerous alternatives open to you here

• Complete the deal with your preferred Worthing conveyancer but your bank will need to appoint a conveyancing practitioner from their conveyancing panel. This will result in additional cost and likely interruption.
• Choose a new solicitor to act in the purchase, obviously checking they are on the lender conveyancing panel.
• Convince your property lawyer to pull out all the stops to join the bank’s conveyancing panel

At what point does exchange of contracts occur in sale conveyancing in Worthing and do I need to attend the solicitors branch?

If you are near to one of the conveyancing solicitors in Worthing you are invited in to sign the paperwork. However, the firms we work with provide a national conveyancing service and give as equally diligent and professional a job for you when communicating with you by post or email. The executing of the sale agreement is not the point of no return. A signed contract simply enables the solicitor to address the formalities when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Worthing)to be in the office at the appropriate time.

I am the only beneficiary of my late grandmother’s will with all property in now in my sole name, including the house in Worthing. Conveyancing formalities meant that the Land Registry date was in December. I now wish to sell up. I do know about the CML six month 'rule', meaning my property ownership will be regarded the same way as if I'd bought the property in December. Do I have to wait 6 months to sell?

The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. How sensible a view lenders take of it, depend on the lender as this requirement is primarily there to capture the purchase and immediately sell or the flipping of properties.

is it true that all Worthing conveyancing solicitors on the Skipton conveyancing panel are overseen by the SRA?

As a firm of solicitors, in order to be on the Skipton conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. The majority of lenders do permit licenced conveyancers on their panel and in that case the practice would be regulated by the Council of Licensed Conveyancers.

We had chosen conveyancers based in Worthing on the Barclays solicitor panel. They are now charging me an additional sum for the legal aspects of the Barclays mortgage. Is this a supplemental conveyancing fee set by Barclays?

Provided it is contained in their Terms and Conditions or estimate then yes your lawyer is entitled to levy a fee for this. This fee is not dictated by Barclays but by your Worthing conveyancer. Some firms on the Barclays panel will charge ’dealing with mortgage’ fee but some practices incorporate it on their overall fee.

I am purchasing my first flat in Worthing benefiting from help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not reveal to my solicitor about the deal as it will adversely affect my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Worthing cover?

Worthing conveyancing for business premises incorporates a broad array of advice, provided by qualified solicitors, relating to business property. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.