I am purchasing a property in Wimborne Minster. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender TSB be concerned?
Given that your lender is TSB your lawyer must check the formal requirements outlined in Section two of UK Finance Lenders’ Handbook for TSB. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and lawyers are required to report to TSB where a lease fails to satisfy these requirements. The specifications relate to the installation of panels on properties nationwide and is not isolated to Wimborne Minster.
I am expecting a AIP from Nationwide this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nationwide recommend any Wimborne Minster solicitors on the Nationwide conveyancing panel, or is it better to go independently?
You will need to appoint Wimborne Minster solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
I am selling my house. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, RBS are being pedantic. The Wimborne Minster solicitor who is on the RBS conveyancing panel is saying indemnity insurance will be fine but RBS are requiring a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
A colleague suggested that if I am purchasing in Wimborne Minster I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Wimborne Minster conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Wimborne Minster around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Wimborne Minster Education with maps and statistics, Local Amenities and other useful information concerning Wimborne Minster.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The conveyancers who handled the conveyancing in Wimborne Minster 10 years ago no longer exist. Will I be able to sell the house?
In today’s world there are duplicates made of almost everything, and your conveyancer will know exactly where to locate all the relevant paperwork so you may purchase or sell your property without a hitch. If copies are not available, your conveyancer can put in place insurance or indemnities against future claims on the property.
I decided to have a survey completed on a house in Wimborne Minster prior to instructing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some banks tend refuse to issue a loan on such a house.
It varies from the lender to lender. Santander has different instructions from Nationwide. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wimborne Minster. Conveyancing will be smoother if you use a solicitor in Wimborne Minster especially if they regularly deal with such properties in Wimborne Minster.
I am thinking of appointing a conveyancing lawyer in Wimborne Minster for my house move. Is there any facility to review a solicitor's complaints history with the legal regulator?
One can search for presented Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor telephone calls for training requirements.