How do I find out if the solicitor handling my conveyancing in Verwood is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for thus spending £187.00 plus VAT in supplemental legal invoice.
You should make the most of the search tool on this web page. Please choose the mortgage company and type ‘Verwood’ or your location and you will be presented with a number of lawyer offices in Verwood or near you.
Me and my brother have a renovated Victorian property in Verwood. Conveyancing solicitor acted for me and . I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Verwood and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing lawyer who conducted the conveyancing.
I opted to have a survey carried out on a property in Verwood before instructing solicitors. I have been advised that there is a flying freehold element to the property. My surveyor advised that some lenders may refuse to grant a loan on a flying freehold house.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Verwood. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Verwood to see if the conveyancing will be more expensive.