About to place an offer on a leasehold property in Sandbanks. The estate agents assure me that it is normal for flats in Sandbanks to have less than 75 years remaining. I am obtaining a mortgage with Bank of Ireland. Will the property be mortgageable given that the lease has 69 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/1/2026 the requirements read as follows :
My partner and I are close to exchanging contracts on the sale of our property in Sandbanks and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any local conveyancer would know this is not the case. For the life of me I don't know why the purchasers used a nationwide conveyancing practice rather than a conveyancing solicitor in Sandbanks. We have lived in Sandbanks for 5 years we know of no issue. Should we get in touch with our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Are there restrictive covenants that are commonly identified during conveyancing in Sandbanks?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Sandbanks. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Sandbanks differ for new build properties?
Most buyers of new build residence in Sandbanks come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is constructed. This is because developers in Sandbanks typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Sandbanks or who has acted in the same development.
Our offer on semi in Sandbanks was agreed to, the owner does nevertheless have a connected purchase. The owners have offered on on an apartment, but it’s not been accepted yet, and are looking at other flats booked. I have chosen a nearby conveyancing lawyer in Sandbanks. What do I do now? When do I get the mortgage application with Aldermore going with Aldermore?
It is usual to have concerns where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx £1k, then survey, Sandbanks conveyancing search fees, etc). First, you should ensure that your conveyancer is on the Aldermore conveyancing panel. Concerning the subsequent steps this very much dictated by the circumstances of your transaction, desire for the property and on the state of the market. During a buoyant market the majority of home buyers will apply for a home loan with Aldermore and arrange for the valuation and only if it comes back ok would they pay their conveyancing practitioner to proceed with searches.