We are buying our first property. The conveyancing practitioner has contact usto see if we wish to purchase supplemental conveyancing searches. Frankly we have no idea as to what's appropriate for conveyancing in West Dean
The type of West Dean conveyancing searches should be triggered based primarily on the property, the location, the probability of any of these risks, your knowledge of the locality and risks, your overall appetite to risk. What matters is that you properly understand what information the searches could provide. You may then make a decision if you consider that you need that information. Should you be unclear, ask the property lawyer to offer guidance.
Can you clarify what the consequences are if my lawyer’s firm is suspended from the Kent Reliance Solicitor panel ahead of completing my conveyancing in West Dean?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. West Dean is the location of the property. Can you shed any light on this issue?
Flying freeholds in West Dean are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Dean you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Dean may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My husband and I are FTB’s - agreed a price, yet the selling agent has warned us that the seller will only go ahead if we appoint the agent's preferred conveyancers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street conveyancer accustomed to conveyancing in West Dean
It is unlikely the owners are driving this. If they require ‘a quick sale', alienating a motivated purchaser is going to damage their objectives. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you are going to instruct your preferred West Dean conveyancing lawyers - as opposed tothe ones that will provide their negotiator at the agency a kickback or meet his conveyancing figures pre-set by HQ.
Your search tool is useful but there are many lawyers listed near West Dean being on the bank conveyancing panel. Can you recommend a specific firm on the bank approved panel?
We do not recommend specific West Dean firms as the right West Dean conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with West Dean knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..