My wife and I have recently purchased a property in Telford. We have noticed several issues with the house which we suspect were omitted in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that needed to have been carried out for conveyancing in Telford?
It is not clear from the question as what problems have arisen and if they are relate to conveyancing in Telford. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a seller answers a document referred to as a Seller’s Property Information Form. If the information proves to be misleading, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Telford.
Our bank has recommended solicitors on their panel based in Telford but I would rather choose a conveyancing lawyer in Telford or nearer to where I live. Can you help?
Not all Telford conveyancing practitioners are approved and listed on all banks conveyancing panel. Use our search tool to choose a Telford conveyancing solicitor on the on the mortgage company panel.
How does conveyancing in Telford differ for new build properties?
Most buyers of new build premises in Telford approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Telford tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Telford or who has acted in the same development.
Over the last few months I have been searching for a ground for flat up to £195,000 and identified one round the corner in Telford I like with open areas and station nearby, the downside is that it only has 52 years unexpired on the lease. I can't really find anything else in Telford suitable, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage the shortness of the lease may be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of twenty four months you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
How do I identify a Telford solicitor on the Godiva Mortgages Ltd conveyancing panel? I drive a motor bike and am prepared to travel upto 10kilometers to meet the lawyer.
Feel free to make use of the tool on this page. Please choose the lender and your location and you will see a number of Telford conveyancing lawyers based on proximity. We have detailed some Telford conveyancing firms at the bottom of this page and you can contact them to see whether they are on the Godiva Mortgages Ltd panel