My husband and I are acquiring a newly built flat in Swanscombe and my solicitor is advising me that she is duty bound to the bank to disclose incentives from the builder. I am on a tight deadline to exchange and my preference is not to delay deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We note that you have a post code search directory listing law firms on the Bank of Ireland conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Swanscombe?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Swanscombe.
We are selling our house in Swanscombe and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any high street Swanscombe conveyancer would know this is not the case. It does beg the question why the purchasers are using an internet conveyancing outfit rather than a conveyancing solicitor in Swanscombe. We have lived in Swanscombe for six years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I have recentlybecome aware that Arc property Solicitors have been shut down. They conducted my conveyancing in Swanscombe for a purchase of a leasehold apartment 12 months ago. How can I check that the property is not still registered in the name of the previous owner?
The quickest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Swanscombe conveyancing specialists.
Is it possible to change firm as I have to select one who is on the Accord Mortgages Ltd conveyancing panel. I had appointed a local conveyancing solicitor in Swanscombe five minutes from me but the firm is not accepted by Accord Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Swanscombe on the Accord Mortgages Ltd panel. Please note that the solicitors that we work with do not pay us commission if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Swanscombe. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Swanscombe.