It is is a decade since I acquired my house in Barnehurst. Conveyancing lawyers have just been retained on the sale but I am unable to find my title deeds. Is this a problem?
You need not be too concerned. First the deeds may be with your lender or they could be in the possession of the solicitor who oversaw your purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Barnehurst involves registered property but in the rare situation where your home is unregistered it is more tricky but is resolvable.
I have justdiscovered that Arc property Solicitors have closed. They carried out my conveyancing in Barnehurst for a purchase of a freehold house 9 months ago. How can I establish that my home is in my name in the name of the previous owner?
The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Barnehurst conveyancing specialists.
How does conveyancing in Barnehurst differ for new build properties?
Most buyers of new build or newly converted property in Barnehurst contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Barnehurst tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Barnehurst or who has acted in the same development.