I am need of leasehold conveyancing for an apartment in a fairly new development (five years old) in Seaview. The vast majority the properties are already disposed of. Is it really necessary to order neighbourhood searches as part of conveyancing in Seaview?

You would be putting yourself at risk in refusing to carrying out Seaview conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would strongly advise in no uncertain terms that your conveyancer conducts them. If timings and expenses are primary issues you should consider with your conveyancer about the options such as contingency insurance available to you

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Seaview?

There are two types of lawyers who can do conveyancing in Seaview namely licenced conveyancers or solicitors. The two can handle the legal services that you need to complete the disposal or acquisition of property. Both are required to carry out Seaview conveyancing on similar standards and guidelines so you can be sure that your conveyancing will be properly carried out and that all necessary procedures should be suitably taken.

Completion of my purchase has taken place for my property in Seaview. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

HSBC have agreed my mortgage in principle, my bid on a property in Seaview has been accepted, now what?

Your estate agent will want to know who your solicitors are (make sure the lawyers are on the lender’s approved list). Call up HSBC or your financial adviser and finalise any appropriate forms. HSBC will sellect a valuer who will get in contact with the estate agent or owners to book an appointment. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. HSBC will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Seaview.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a quick, no chain conveyancing. Seaview is the location of the property. Can you shed any light on this issue?

Flying freeholds in Seaview are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Seaview you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Seaview may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

How difficult is it to change conveyancer as I have to choose a firm on the Barnsley Building Society conveyancing list. I was using a high street conveyancing solicitor in Seaview five minutes from me but he is not accepted by Barnsley Building Society

It would be our pleasure to help you select a conveyancing solicitor in Seaview on the Barnsley Building Society panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Seaview. In utilising search facility on this page, you can compare fees for conveyancing solicitors in Seaview and throughout England and Wales.

A conveyancing company handled my conveyancing in Seaview half a dozen years ago having archived my deeds but has now closed – how do I retreive these?

Deeds, as such, no longer exist as most homes in Seaview are registered digitally at Land Registry. If you need to establish evidence of proprietorship or are disposing of or refinancing your conveyancing practitioner can obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.