My lawyer in Sandown has never been on on the Alliance & Leicester Solicitor Panel. Is it possible for me to use my family solicitor even though they are excluded from the Alliance & Leicester list of approved lawyers?
The limited options available to you here include:
- Complete the purchase with your preferred Sandown lawyers but Alliance & Leicester will need to use a solicitor on their list of acceptable firms. This will result in additional overall conveyancing charges and cause frustration.
- Get an alternative solicitor to to deal with the purchase, obviously checking they are on the Alliance & Leicester panel
Will my lawyer be making enquiries about flooding as part of the conveyancing in Sandown.
Flooding is a growing risk for lawyers specialising in conveyancing in Sandown. Plenty of people will acquire a property in Sandown, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Conveyancers are not best placed to give advice on flood risk, but there are a number of searches that may be undertaken by the buyer or on a buyer’s behalf which will figure out the risks in Sandown. The standard property information forms given to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the vendor to find out if the property has suffered from flooding. If the residence has been flooded in past which is not disclosed by the seller, then a purchaser could commence a legal claim for losses resulting from an incorrect answer. The purchaser’s conveyancers should also order an environmental report. This should indicate if there is a recorded flood risk. If so, additional investigations will need to be carried out.
I got the keys to my apartment on 7 January and my personal details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in Sandown said it should be formalised inside ten days. Are properties in Sandown particularly slow to register?
There is nothing unique when it comes to conveyancing in Sandown registration formalities. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether it is in order and whether the Land registry need to notify any interested persons or bodies. At present approximately 80% of submission are fully dealt with in less than three weeks but occasionally there can be longer delays. Registration occurs once the purchaser has moved in to the property so 'speed' is not always an essential issue but where there is a degree of urgency associated with the registration then you or your conveyancer must communicate with the Registry to express the reasoning for an expedited registration.
I opted to have a survey completed on a house in Sandown before instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend not give a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Sandown. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to retain a conveyancing solicitor for purchase conveyancing in Sandown. I happened to chance upon a web site which looks to be the perfect offering If it is possible to get all the legals completed via web that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?