Some advice if I may. My Redhill conveyancer is advising me that he has toconduct Redhill conveyancing searches becausethe firm are on the Lloydssolicitor panel. These Redhill checks cost a lot of money can this be avoided?

You have limited options available to you. As you are obtaining a mortgage with a bank your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Redhill conveyancing searches.

Do the Building Society Association intend to launch a search tool with a view to to identify practices on the Coventry BS conveyancing panel for instance in Redhill?

We are not aware of any intention on the part of the BSA to develop such a search facility.

I've recently found out that there is a flying freehold element on a house I have offered on last month in what should have been a quick, no chain conveyancing. Redhill is the location of the property. Can you shed any light on this issue?

Flying freeholds in Redhill are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Redhill you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Redhill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Am I best advised to choose a Redhill conveyancing solicitor based in the area that I am purchasing? We have a good friend who can execute the conveyancing however his firm is located 400kilometers away.

The primary upside of using a local Redhill conveyancing practice is that you can attend the office to execute paperwork, present your identification documents and pester them if necessary. Having local Redhill know how is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and they were impressed that must surpass using an unfamiliar Redhill conveyancing lawyer solely due to them being local.

Last September I purchased a leasehold flat in Redhill. Do I have any liability for service charges for periods before my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Redhill Conveyancing for Leasehold Flats - A selection of Queries before buying

What prohibitions are there in the Redhill Lease? Best to be warned whether changing the roof or some other major work is pending that will be shared by the leasehold owners and will dramatically impact the level of the maintenance costs or require a one off payment. The answer will be helpful as a) areas can cause problems in the building as the common areas may begin to deteriorate where services are not paid for b) if the leasehold owners have a dispute with the managing agents you will wish to know about it