I am an energy assessment or should I organise this?
After the abolition of Home Information Packs, EPC’s was maintained a required element of selling a house. An energy performance certificate must be to hand prior to the property being put on the market. It is not as aspect of the sale process that conveyancers normally organise.Where you are instructing a Rawdon and Yeadon conveyancing lawyer they might be able to arrange energy assessments given their contacts with long established local providers
Will our conveyancer be making enquiries about flooding as part of the conveyancing in Rawdon and Yeadon.
The risk of flooding is if increasing concern for conveyancers specialising in conveyancing in Rawdon and Yeadon. There are those who buy a property in Rawdon and Yeadon, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Conveyancers are not qualified to impart advice on flood risk, however there are a numerous checks that may be initiated by the purchaser or on a buyer’s behalf which can give them a better appreciation of the risks in Rawdon and Yeadon. The conventional set of completed inquiry forms given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the owner to find out if the property has ever been flooded. In the event that flooding has previously occurred and is not revealed by the seller, then a buyer may bring a compensation claim stemming from an incorrect response. The buyer’s conveyancers will also order an environmental report. This should reveal whether there is a recorded flood risk. If so, more detailed investigations should be initiated.
I'm buying a new build house in Rawdon and Yeadon with a loan from . The developers refused to move on the amount so I negotiated 6k of additionals instead. The property agent suggested that I not reveal to my conveyancer about the side-deal as it may adversely affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.