My mortgage broker has requested my Gomersal solicitor’s panel reference for the Lloyds conveyancing panel. How do I obtain this. I have contacted my local Gomersal office but they have not got back to me yet.

You are best placed to get this information from your Gomersal lawyer . They should have a central record lender panel numbers.

My colleague advised me that if I am purchasing in Gomersal I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is usually quoted for as part of the standard Gomersal conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Gomersal around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data about Gomersal.

I am looking for a ground for flat up to £235,500 and found one close by in Gomersal I like with open areas and station in the vicinity, however it only has 52 remaining years left on the lease. There is not much else in Gomersal in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you need a home loan the shortness of the lease will be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.

I'm remortgaging my current property to a BTL mortgage with Aldermore and intend to use the remaining equity as a deposit on further property. The location we are interested in is Gomersal. Will your conveyancers be able to act for both sets of banks and link together the two deals?

Make use of our comparison tool on this page to ensure that the solicitors are on the appropriate lender panels. Having checked that they are your conveyancer should be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and communicate your desired outcome and requirements.

I am hoping to put an offer on a small detached house that seems to meet my requirements, at a great price which is making it all the more appealing. I have subsequently been informed that the title is leasehold as opposed to freehold. I am assuming that there are issues purchasing a leasehold house in Gomersal. Conveyancing advisers have are about to be appointed. Will my lawyers set out the risks of buying a leasehold house in Gomersal ?

Most houses in Gomersal are freehold and not leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area can help the conveyancing process. It is clear that you are purchasing in Gomersal so you should seriously consider looking for a Gomersal conveyancing solicitor and check that they are used to advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as requiring the freeholder’sconsent to conduct changes to the property. You may also be required to pay a contribution towards the upkeep of the estate where the house is located on an estate. Your conveyancer will appraise you on the various issues.