The Perton conveyancing firm handling our Perton conveyancing has identified an inconsistency when comparing the surveyor’s assumptions in the home valuation survey and what is revealed within the title deeds. My solicitor informs me that he is obliged to check that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s course or action appropriate?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I am purchasing a right to buy a flat in Perton. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Perton you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Perton.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Perton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Perton

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are surveyor prepared.

I decided to have a survey carried out on a property in Perton ahead of appointing conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies may refuse to grant a mortgage on this type of premises.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Perton. Conveyancing may be slightly more expensive based on your lender's requirements.

As a leasehold owner I am liable for a maintenance fee for my appartment in Perton. As a result of poor financial planning I fell into arrears with payments. The managing agents agreed a payment plan but there remains about £1750 outstanding at the current time.

I want to dispose of the property and I am concerned this can jeopardize the sale if I have to pay off the arrears in advance. I'd like to sell up and subsequently pay them back with the proceeds - is this practicable?

Your conveyancing practitioner should be able to negotiate with the management company, and agree with them whether or not they would accept settlement from sale proceeds. Here is indicative of why it might be good to choose a conveyancer in Perton as they may well enjoy an established relationship with the parties.