We were just about to sign contracts for a property in Northwich. We have hit a stumbling block. The loan offer with Yorkshire Building Society runs out on 30/3/2026 but the vendors are insisting on a completion date of 1/4/2026. Can one extend the loan offer?
The person best placed to address this concern is your conveyancer who will determine if he or she is better off negotiating with the bank, owner’s representatives, property agents or possibly all parties taking into account the history of your transaction as of today.
My aunt informed me that in buying a property in Northwich there may be various restrictions preventing external alterations to a property. Is this right?
We are aware of anumerous of properties in Northwich which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Northwich should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Northwich solicitor on the Clydesdale panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
After months of negotiation I have agreed a price on a house in Northwich. My mortgage broker suggested a conveyancing practitioner. I paid an upfront payment of £150. Shortly after, the conveyancer contacted me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly picked up during conveyancing in Northwich?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Northwich. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Hoping to buy a property located in Northwich and I am already nervous. I couldn't find anything specific about Northwich. Conveyancing will be needed in due course but do you know about the Northwich area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Northwich. In the meantime here are some basic statistics that we found
There are only Seventy years left on my flat in Northwich. I am keen to extend my lease but my landlord is missing. What options are available to me?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. You will be obliged to prove that you have made all reasonable attempts to locate the lessor. In some cases an enquiry agent would be helpful to try and locate and to produce a report to be used as proof that the landlord is indeed missing. It is advisable to get professional help from a property lawyer in relation to devolving into the landlord’s disappearance and the vesting order request to the County Court covering Northwich.
I acquired a garden flat in Northwich, conveyancing having been completed half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable flats in Northwich with a long lease are worth £185,000. The ground rent is £65 per annum. The lease ceases on 21st October 2086
With only 60 years unexpired we estimate the price of your lease extension to be between £20,000 and £23,000 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure without more detailed due diligence. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.