Much to our surprise we have been informed by our IFA that my Nantwich the law firm I have appointed is not on the bank Conveyancing panel. What can I do to check?

The first thing you need to do is to contact your Nantwich lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they may be able to suggest a Nantwich conveyancing firm that is on the approved list of lawyers for your mortgage company.

What happens if my lawyer’s firm is removed from the Virgin Money Solicitor panel ahead of completing my conveyancing in Nantwich?

First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Nantwich?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Nantwich. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Nantwich is where the house is located. Is there any guidance you can give?

Flying freeholds in Nantwich are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Nantwich you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Nantwich may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

How varied are the property law services that Nantwich conveyancing organisations supply?

In the main Nantwich conveyancing firms manage to handle a wide range of services to domestic and agricultural land proprietors, vendors, first time buyers, freeholders and tenants including the following:

Standard residential sale conveyancing in Nantwich and beyond Private residential purchase conveyancing in Nantwich and nationwide Enfranchisement - including collective acquisitions of freeholds and lease extensions Planning permissions and restrictions Attending to first registration Transfers of Equity - changing the property into joint or sole names