I am hoping to receive a mortgage with Nat West. I would like to employ the services of a Licensed Conveyancer in Crewe. Does the Nat West Conveyancing panel include Licensed Conveyancers?

The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a residence in Crewe?

Unless a previous purchase of the house completed post 12 October 2013 you can assume that lawyers handling conveyancing in Crewe to continue to advocate a chancel search and or insurance against a claim.

The deeds to my property can not be found. The conveyancers who handled the conveyancing in Crewe 10 years ago have long since closed. What are my next steps?

In today’s world there are copies made of almost everything, and your lawyer will know precisely where to find all the suitable documentation so you may purchase or sell your property without any difficulty. If duplicates are not available, your conveyancer may be able to put in place insurance or indemnities protecting you against future claims on the property.

Just had an offer accepted on a new build flat in Crewe. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Crewe

There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

All being well we will complete the disposal of our £225,000 maisonette in Crewe in 8 days. The management company has quoted £312 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge exorbitant fees for a flat conveyance in Crewe?

Crewe conveyancing on leasehold maisonettes often necessitates the buyer’s solicitor submitting enquiries for the landlord to answer. Although the landlord is not legally bound to respond to such questions most will be content to assist. They may charge a reasonable charge for responding to enquiries or supplying documentation. There is no set fee. The average costs for the information that you are referring to is over three hundred pounds, in some cases it is in excess of £800. The administration charge demanded by the landlord must be sent together with a synopsis of entitlements and obligations in relation to administration fees, otherwise the invoice is not strictly payable. In reality you have no choice but to pay whatever is demanded if you want to sell the property.

I acquired a 2 bed flat in Crewe, conveyancing formalities finalised May 2005. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Crewe with over 90 years remaining are worth £180,000. The average or mid-range amount of ground rent is £65 yearly. The lease expires on 21st October 2085

With just 59 years unexpired the likely cost is going to range between £20,900 and £24,200 as well as professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.