When will exchange of contracts happen for purchase conveyancing in Harrow on the Hill and am I required to be at the conveyancers office?

Where you are round the corner to our conveyancing solicitors in Harrow on the Hill you are welcome to come in to sign documents. That being said, the firms we work with offer a national conveyancing service and provide just as comprehensive and professional a job for you when communicating with you electronically. The signing of the contract is not the point of no return. A signed contract is necessary for the firm to exchange contracts when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Harrow on the Hill)to be in the office available at the end of the phone to exchange contracts.

We're in Harrow on the Hill, First timers purchasing with a mortgage (lender is TSB , and our solicitor is on the TSB conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the TSB conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

We had appointed conveyancers with offices in Harrow on the Hill on the Aldermore solicitor panel. They are now charging me a separate charge for dealing with the Aldermore mortgage. Is this an additional conveyancing fee specified by Aldermore?

As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your conveyancer can charge a fee for this. This charge is not set by Aldermore but by your Harrow on the Hill conveyancer. Some firms on the Aldermore panel will quote an ‘acting for lender’ fee and others do not.

I am buying a property in Harrow on the Hill. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Leeds Building Society be concerned?

Given that you are obtaining a mortgage with Leeds Building Society your lawyer must follow the formal requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Leeds Building Society where a lease fails to meet these specifications. The conditions relate to the installation of panels on properties in England and Wales and is not isolated to Harrow on the Hill.

Santander have agreed my home loan in principle, my bid on a apartment in Harrow on the Hill has been accepted, what are the next steps?

Your estate agent will need to know who your solicitors are (be sure the solicitors are on the lender’s panel). Telephone Santander or your financial adviser and finish off any outstanding documentation. Santander will instruct a valuer who will get in contact with the estate agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes approximately ten days to get a mortgage offer. Santander will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Harrow on the Hill.

I require expedited conveyancing in Harrow on the Hill as I am under pressure to complete in less than 4 weeks. Thankfully I do not require a mortgage. Can I escape the need for conveyancing searches to save fees and time?

As you are not getting a home loan you are at liberty not to have searches conducted although no solicitor would suggest that you don't. With plenty of history conveyancing in Harrow on the Hill the following are instances of issues that can show up and adversely affect future saleability: Enforcement Actions, Outstanding Fees, Outstanding Grants, Unadopted Roads,...

Expecting to exchange soon on a basement flat in Harrow on the Hill. Conveyancing solicitors assured me that they are sending me a report next week. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Harrow on the Hill should include some of the following:

Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? Rent payments - how much and when is collected, and also know whether this is subject to change An explanation concerning the obligations as set out in the lease to to contribute towards maintenance costs - with regard to both the building, and the wider rights a leaseholder has Responsibility to repair and maintain the block. It is important that you know which party is duty bound to repair and maintenance of all parts of the block and communal areas Setting out your legal entitlements in respect of common areas in the building.For example, does the lease provide for a right of way over an accessway or staircase?

I am the leaseholder of a second floor flat in Harrow on the Hill. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the sum payable for the purchase of the freehold?

Most definitely. We can put you in touch with a Harrow on the Hill conveyancing firm who can help.

An example of a Lease Extension case for a Harrow on the Hill residence is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case affected 1 flat. The unexpired term as at the valuation date was 75.25 years.