My grandfather passed away six months ago and as sole heir and executor I was left the house in South Harrow. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this allowed?
If you plan to re-mortgage then Principality will require that you use a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
A colleague advised me that where I am purchasing in South Harrow I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard South Harrow conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about South Harrow around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, South Harrow Education with plans and statistics, Local Amenities and other useful data regarding South Harrow.
I am looking to sell my property. My past solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in South Harrow if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in South Harrow. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
In my capacity as executor for the will of my father I am selling a house in Newport but live in South Harrow. My conveyancer (who is 250 kilometers from mehas requested that I execute a statutory declaration ahead of completion. Could you suggest a conveyancing solicitor in South Harrow to witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are located in South Harrow
Is there a reason that South Harrow conveyancing charges differ for leasehold and freehold properties?
Inevitably there is more work necessary in leasehold conveyancing. South Harrow has many leasehold properties. There is more hours involved in the purchase: for example, the lease and leasehold information (including current service charge, ground rent and buildings insurance details) obtained from the freeholder or managing agents. There are strict criteria that the lease must meet in order to be acceptable to a mortgage company. If it does not meet these requirements, the lease must be amended, which can involve additional expense for the seller.