My partner and I are intent on purchasing residence in Crosby. My Solicitor is not listed on the mortgage company conveyancing panel. Is it possible for me to continue with my Crosby conveyancing solicitor even though they are not on the bank approved list?

One will need to use a solicitor to deal with the formalities if you need a loan to purchase your home. The solicitor will conduct all the essential legal checks on the property, ensuring that you’re registered as proprietor and ensure that all the required mortgage paperwork is dealt with. One could appoint a Crosby conveyancing practitioner of your choosing. Nevertheless, where the conveyancer selected is not on the bank approved list additional charges will arise as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so where your conveyancer has not previously applied for membership they should take the chance to apply.

In the event thatI were to purchase a freehold homein Crosby for cash and dispense with a survey and no conveyancing searches how much should I expect to to save on my conveyancing in Crosby?

Any savings you would achieve would be limited to the Crosby conveyancing searches. Your lawyer still be obliged to do everything else - money laundering, correspond with your vendors conveyancer, SDLT return, register the ownership etc. You might save a bit for them not needing to register a mortgage however it will not be significant.

What is the difference between a licensed conveyancer and conveyancing solicitor in Crosby

There are many registered licenced Conveyancers in Crosby and Solicitor practices in Crosby who provide Conveyancing services We would stress that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

I'm the sole recipient of my late father’s will with all property in now in my sole name, including the my former home in Crosby. Conveyancing formalities meant that the Land Registry date was in December. I want to move. I understand that there is a CML six month 'rule', which means that my property ownership could be treated the same way as if I'd bought the property in December. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. many lenders would take a practical view as this requirement is chiefly there to identify subsales or the flipping of properties.

After much negotiation I have agreed a price on an apartment in Crosby. My mortgage broker suggested a lawyer. I paid an upfront payment of £200. Not long after, the lawyer contacted me embarrassingly acknowledging that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

About to purchase a new build flat in Crosby. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Crosby

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

What does commercial conveyancing in Crosby cover?

Crosby conveyancing for business premises covers a wide array of advice, given by qualified solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.