My husband and I are buying a maisonette in Edge Hill. My lawyer is not listed on the mortgage company solicitor panel. Can I still appoint my Edge Hill conveyancing solicitor even though they are not on the bank panel?

Your options include

• Carry on with your existing Edge Hill conveyancer but your mortgage company will no doubt instruct a solicitor from their conveyancing panel. The net result is additional cost and potential interruption.
• Get a fresh conveyancing practitioner to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
• Convince your lawyer to attempt to join the bank panel

I need some fast conveyancing in Edge Hill as I am faced with an ultimatum to exchange contracts inside one month. Luckily I do not need a mortgage. Can I escape the need for conveyancing searches to save money and time?

As you are not obtaining a home loan you are at liberty not to have searches carried out although no law firm would advise that you don't. Drawing on years of experience of conveyancing in Edge Hill the following are instances of issues that can arise and therefore impact future mortgageability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Railway Schemes,...

I'm buying my first flat in Edge Hill with the aid of help to buy. The sellers would not reduce the price so I negotiated five thousand pounds worth of extras instead. The house builders rep advised me not to tell my lawyer about this side-deal as it will affect my mortgage with Skipton Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the guidance of my in-laws I had a survey completed on a house in Edge Hill in advance of retaining lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some banks may refuse to issue a loan on this type of home.

It varies from the lender to lender. Santander has different instructions for example to Halifax. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Edge Hill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Edge Hill to see if the conveyancing costs will increase in light of this.

We are 17 days into a residential purchase having been referred to conveyancers by the estate agent to perform conveyancing in Edge Hill. I am not happy. Can you help me find new conveyancers?

A solicitor would need to be really poor in order to consider diss instructing them. Has the mortgage offer been sent? If so you need to inform them of the replacement solicitor and get the offer are issued to the new lawyers. Your conveyancer needs to be on the mortgage company approved list to avoid escalating expenses and delays. So that should be your first question of the new solicitors. The search tool should assist you in finding a lender approved solicitor for your conveyancing in Edge Hill