I plan on purchasing a flat in Chafford Hundred. My Conveyancer has never been on on the mortgage company conveyancing list. Can I still appoint my Chafford Hundred conveyancing solicitor even though they are not on the lender panel of approved conveyancing solicitors?
You must instruct a conveyancer to deal with the formalities when you require a mortgage to purchase your property. The conveyancer will conduct all the appropriate investigations on the property, ensuring that you’re registered as proprietor and ensure that all the required mortgage paperwork is dealt with. One can appoint a Chafford Hundred property lawyer of your choosing. However, if the conveyancing practitioner appointed is not a member of the bank solicitor panel further charges will arise as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so if your conveyancer has not historically sought membership they should take the opportunity to apply.
How do I discover of the solicitor conducting my conveyancing in Chafford Hundred is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Britannia thus spending £187.00 plus VAT in further conveyancing invoice.
You should take advantage of the search tool on this web page. Please choose the lender and type ‘Chafford Hundred’ or your location and you will be presented with a number of lawyer based in Chafford Hundred or by proximity to you.
How does conveyancing in Chafford Hundred differ for newly converted properties?
Most buyers of new build premises in Chafford Hundred approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is constructed. This is because builders in Chafford Hundred typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chafford Hundred or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £235,500 and found one round the corner in Chafford Hundred I like with a park and station in the vicinity, the downside is that it's only got 52 remaining years left on the lease. There is not much else in Chafford Hundred in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
If you require a mortgage the shortness of the lease will be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
In my capacity as executor for the estate of my grandmother I am disposing of a residence in Monmouth but reside in Chafford Hundred. My conveyancer (approximately 260 kilometers from merequires that I sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing solicitor in Chafford Hundred to attest this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Chafford Hundred based