Would the conveyancing solicitors listed on your site conduct conveyancing in Castleton by way of an attended exchange?
There are a few conveyancing experts who can conduct attended exchanges. You should call us to obtain a conveyancing quote and details as to availability.
Me and my partner are buying a flat in Castleton. It might be a silly question but how we can trust a lawyer? At some point we will need to put money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am buying a property in Castleton. A rare aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Santander your lawyer must check the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for Santander. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Santander where a lease fails to meet these provisions. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to Castleton.
Having read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Castleton solicitor - who is on the Clydesdale conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Castleton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I acquired my home on 3 May and my personal details are still not registered. Should I be concerned? My conveyancing solicitor in Castleton said it will be concluded inside ten days. Are transfers in Castleton particularly slow to register?
There is nothing unique when it comes to conveyancing in Castleton registration formalities. Rather than based on location, timescales can differ depending on the party submitting the application, whether it is in order and whether the Land registry communicate with any third parties. As of today approximately 80% of submission are fully dealt with within 12 days but some can be subject to protracted hold-ups. Registration occurs once the buyer is living at the premises therefore an expedited registration is not typically an essential issue but where it is urgent that the the registration takes place urgently then you or your lawyers could speak with the land registry and explain the circumstances.
My husband and I are first time buyers - agreed a price, but the estate agent informed us that the owners will only move forward if we use the agent's recommended lawyers as they need an ‘expedited deal’. We would rather use a local solicitor with experience of conveyancing in Castleton
We suspect that the owner is unaware of this demand. Should the vendor desire ‘a quick sale', taking such a hostile approach to a motivated purchaser is counter productive. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you intend to use your own,trusted Castleton conveyancing solicitors - as opposed tothose that will earn the negotiator at the agency a referral fee or meet his conveyancing thresholds pre-set by senior management.
What are the specific advantages to choosing a local lawyer in Castleton
Many purchasers and sellers in Castleton select a local conveyancing practitioner so that they can pop into the lawyer’s offices if they have questions, and to sign paperwork rather than run the risk of depending on the Royal Mail.
There is a marginal advantage when opting for a solicitor nearby to the property you are buying, due to the knowledge of the region and potential local concerns - yet this is debatable. Most conveyancers are now by way of email and could be any place in the world.