We are a couple about to sign contracts for a garden flat in Bozeat. We have hit a problem. The loan offer with The Mortgage Works expires on 2/2/2026 but the sellers are suggesting a completion date of 4/2/2026. Can one extend the mortgage expiry date?
The person best placed to deal with your question is your conveyancer who will assess whether he or she is better off negotiating with the mortgage broker, seller’s conveyancers, selling agents or indeed all parties based on the circumstances your transaction as of today.
I am purchasing a semi-detached house in Bozeat. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Bozeat you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Bozeat.
I got the keys to my apartment on 9 April and the transaction details are still not registered. Should I be concerned? My conveyancing solicitor in Bozeat advises it will be recorded inside ten days. Are properties in Bozeat uniquely lengthy to register?
As far as conveyancing in Bozeat registration is no faster or slower than the rest of the country. Rather than based on location, timeframes can adjust subject to who lodges the application, whether there are errors and whether the Land registry must send notices to any third parties. As of today roughly three quarters of submission are fully dealt with within two weeks but occasionally there can be protracted delays. Historically registration takes place once the buyer has moved in to the premises so an expedited registration is not always an essential issue yet where it is urgent that the the registration takes place urgently then you or your conveyancer must communicate with the Registry to express the reasoning for the application to be prioritised.
My husband and I are one month into a residential purchase having been recommend to conveyancers by the local agent to execute conveyancing in Bozeat. I am am starting to be dissatisfied with the quality of service. Could you help me find new conveyancers?
A solicitor would have to be really bad in order to consider diss instructing them. Has the mortgage been issued? If so you must make them aware of the new contact details and have the mortgage documents are re-issued. Your new conveyancer needs to be on the banks approved list to avoid supplemental expenses and frustration. So that should be your first question of the new conveyancers. The search tool can help you find a bank approved lawyer for your home move in Bozeat
My wife and I are buying a garden flat in Bozeat. At the time of instructing our conveyancing practitioner, they assured us that they were on all major UK lender panels. The financial adviser emailed just now to advise that they don't appear to be on the Clydesdale approved list. If it turns out to be true, what should we do? Should we simply pick a different solicitor that is on their approved list or do we pay for dual representation, with Clydesdale selecting their own preferred solicitor.
If you are buying a property needing a mortgage it is usual for the purchaser’s solicitors to also act for the mortgage company. In order to act for a bank or building society a conveyancer has to be on that lender's conveyancing panel. An application has to be made by the lawyer to the lender to become a member of the lender's panel and there are increasingly strict criteria which the conveyancer has to satisfy. Some lenders now insist their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your lawyer should contact Clydesdale to discover if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on Clydesdale's conveyancing panel and you may continue to use your own Bozeat solicitors, in which case your legal fees may increase, and it may delay matters as you are adding another conveyancer into the mix.