Can you help - my lawyer advises that lack of planning permission insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Yeading?

The right level of lack of planning permission indemnity insurance depends on your lender. It would differ for example between Accord Mortgages Ltd and Bank of Scotland. Conveyancing lawyers as opposed to members of the public take out such insurances.

When it comes to mortgage companies such as Bank of Ireland, do Yeading solicitors incur an annual charge to be on the conveyancing panel?

We are not aware of any lender fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

Is it the case that all Yeading solicitor firms on the Virgin Money conveyancing panel are regulated by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the Virgin Money approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Some lenders do allow licenced conveyancers on their panel and in such a situation the organisation would be regulated by the Council of Licensed Conveyancers.

3 months have gone by since my purchase conveyancing in Yeading completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build flat in Yeading. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Yeading

Please confirm the Lease plans are architect prepared. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I am a couple of weeks into a leasehold purchase having been directed to a firm by the estate agent to perform conveyancing in Yeading. We are not happy. Can you help me find new lawyers?

They would need to be really poor to suggest replacing them. Has the mortgage offer been generated? In the event that it has you need to make them aware of the replacement lawyer and ensure the offer are issued to the new lawyers. Your conveyancer needs to be on the lenders panel to avoid added charges and delays. So that should be your first question of the new lawyers. Our find a solicitor tool will help you find a lender approved solicitor for your conveyancing in Yeading

Me and mypartner and I are searching for an affordable conveyancing lawyer in Yeading to purchase a flat. I I am fearful of by bill escalating out of control and there's various Yeading conveyancing practices to choose from...who do I opt for?

Where you have not instructed a property lawyer previously, a personal recommendation from family or friends is a preferable starting point and is often a good barometer of quality. Alternatively, take a look at the client references viewable on your conveyancer’s website or make the most of our search tool to locate a conveyancing solicitor in Yeading.