It is 10 years ago since I purchased my home in Ruislip. Conveyancing solicitors have just been retained on the sale but I can't track down my deeds. Will this cause complications?
You need not be too concerned. First there is a possibility that the deeds will be with the lender or they may stored with the solicitor who oversaw your purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Ruislip involves registered property but in the rare situation where your home is unregistered it is more of a problem but is not insurmountable.
How do I use your search tool to choose a conveyancing lawyer in Ruislip on the approved list for my bank?
Step one is to choose a mortgage company such as Accord Mortgages Ltd, Virgin Money or Aldermore then choose your preferred area for instance Ruislip. Conveyancing practices in Ruislip and further afield will then be identified.
I have been sourcing a conveyancing practitioner in Ruislip for my home move. Can I check a solicitor's record with the profession’s regulator?
You can search for published Solicitor Regulator Association (SRA) determinations arising from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA may recorded call for training purposes.
Back In 2000, I bought a leasehold flat in Ruislip. Conveyancing and Virgin Money mortgage are in place. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1997. The conveyancing practitioner in Ruislip who acted for me is not around. Any advice?
First contact HMLR to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. There is no need to instruct a Ruislip conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I am the proprietor of a ground flat in Ruislip. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium payable for the purchase of the freehold?
Where there is a absentee landlord or where there is dispute about the premium for a lease extension, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to calculate the price.
An example of a Lease Extension matter before the tribunal for a Ruislip property is Flat 72 Queens Walk in January 2013. The Tribunals calculated the premium payable to be £22,090. This case affected 1 flat. The unexpired lease term was 53.26 years.
Do I stop my mortgage payments with Principality as soon as a completion date for my home sale in Ruislip has been agreed?
No, you should keep paying any mortgage sums to Principality pending the mortgage being repaid on completion as part of your Ruislip conveyancing.