I am buying a end of terrace house in Wootton Bassett. We would like to carry out a loft conversion at the house.Will the conveyancing process involve enquiries to see if these alterations are allowed?
Your solicitor should check the deeds as conveyancing in Wootton Bassett will on occasion identify restrictions in the title documents which prohibit categories of alterations or require the permission of a 3rd party. Certain extensions call for local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
I can not fathom if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Wootton Bassett bank branch on numerous occasions and was advised it wasn't a problem and they would lend. My Wootton Bassett conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they refuse to lend based on their specific requirements. I simply don't know who is right.
As long as the solicitor is on the bank approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
Santander have agreed my home loan in principle, my bid on a flat in Wootton Bassett has been accepted, now what?
The property agent will want to be informed of your conveyancing practitioner's details (ensure that the conveyancers are on the bank’s panel). Call up Santander or your financial adviser and finish off any outstanding forms. Santander will appoint a valuer who will get in contact with the selling agent or owners to schedule a slot for the valuation to take place. Once conducted (assuming no problems) it takes about a week to receive the mortgage offer. Santander will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Wootton Bassett.
What can a local search inform me concerning the property my wife and I buying in Wootton Bassett?
Wootton Bassett conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company for instance Searches UK The local search is essential in every Wootton Bassett conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
2 months have gone by following my purchase conveyancing in Wootton Bassett took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does the Landlord & Tenant Act 1954 impact my business property in Wootton Bassett and how can you help?
The particular law that you refer to affords protection to commercial tenants, granting the right to apply to court for a new tenancy and continue in occupation when the lease comes to an end. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Wootton Bassett is one of the hundreds of areas of the UK in which the firms we work with are based
How much experience do your Wootton Bassett conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Wootton Bassett conveyancing lawyers help thousands of people move home every year and assisted plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Wootton Bassett conveyancers have worked on recent similar matters.