It may have been a long time coming a mortgage offer from Nationwide for the refinancing of my 4 bedroom apartment is coming imminently. Could you put forward a low cost conveyancing lawyer in Woolavington?

This site is not designed to assist those in pursuit of a cheap conveyancing in Woolavington. We can offer you value for money conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing organisations teasing you with £99 conveyancing in Woolavington. At best, in going for low cost conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in additional fees and still not get the service required.

All was ready to move into my new home in Woolavington next Thursday. My conveyancer now wants me to supply her with evidence of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the bank. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These obligations are not specific to conveyancing in Woolavington.

Despite weeks of looking the Title Certificate and documents to my home can not be found. The solicitors who dealt with the conveyancing in Woolavington 4 years ago no longer exist. What are my options?

As long as you have a registered title the details of your proprietorship will be documented by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, find your property and order current copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.

We are 17 days into a leasehold purchase having been recommend to solicitors by the high street agent to handle our conveyancing in Woolavington. I am am starting to be frustrated with the level of service. Can you help me find new lawyers?

A solicitor would have to be really poor to suggest diss instructing them. Has your mortgage offer been sent? If so you will need to advise them of the new contact details and have the mortgage documents are re-sent. Your conveyancer needs to be on the banks panel to avoid added fees and frustration. So that should be your first question of the new conveyancers. The find a solicitor tool should help you find a lender approved conveyancer for your home move in Woolavington

I am tempted by the attractive purchase price for a couple of apartments in Woolavington both have in the region of 50 years left on the leases. should I be concerned?

A lease is a right to use the premises for a period of time. As the lease shortens the saleability of the lease deteriorates and it becomes more costly to extend the lease. For this reason it is often a good idea to increase the term of the lease. It is often difficult to sell a property with a short lease because mortgage lenders may be reluctant to lend money on such properties. Lease enfranchisement can be a difficult process. We advise that you get professional help from a solicitor and surveyor with experience in this area.

I inherited a ground floor flat in Woolavington, conveyancing was carried out June 2009. How much will my lease extension cost? Corresponding flats in Woolavington with an extended lease are worth £180,000. The ground rent is £65 per annum. The lease ends on 21st October 2084

You have 58 years left to run the likely cost is going to range between £22,800 and £26,400 as well as professional fees.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.