I am obtaining a mortgage offer from Halifax. I would like to instruct a Licensed Conveyancer in Woodley. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am about to put a bid on a leasehold property in Woodley. The property agents tell me that it is normal for flats in Woodley to have less than 75 years unexpired on the lease. I am getting a loan with Tesco Bank. Will the property be mortgageable given that the lease has 69 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/12/2025 the requirements read as follows :
My wife and I are buying a property in Woodley. It might be a silly question but how we can trust a lawyer? At some point we have to deposit money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Intending to buy a house in Woodley. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Skipton conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Woodley conveyancer is on the Skipton conveyancing panel.
I have finally had an offer on a maisonette in Woodley accepted, but there is a chain. The owners have placed an offer on somewhere, but it’s not yet tied up, and are looking at other properties in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Woodley. What do I do now? When do I get the mortgage application with RBS started?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of one thousand pounds, then valuation, Woodley conveyancing search costs, etc). First, you must check that your property lawyer is on the RBS conveyancing panel. Regarding the subsequent steps this very much dictated by the specifics of your transaction, desire for this property and on the state of the market. In a rising market some purchasers would apply for a home loan with RBS and arrange for the valuation and only if it comes back ok would they pay their lawyer to proceed with searches.
What can a local search inform me about the property I am purchasing in Woodley?
Woodley conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations such as Searches UK The local search plays an important part in many a Woodley conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your property. The search should provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
My husband and I are FTB’s - had an offer accepted, yet the estate agent told us that the vendor will only go ahead if we appoint their preferred conveyancers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local conveyancer with experience of conveyancing in Woodley
We suspect that the seller is not behind this ultimatum. If they desire ‘a quick sale', turning down a serious purchaser is likely to cause more damage than good. Bypass the agents and go straight to the owners and make sure they understand (a)you are genuine purchasers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you intend to instruct your own,trusted Woodley conveyancing firm - not the ones that will give the estate agent a kickback or meet his conveyancing figures demanded by head office.