It is a dozen years since I bought my home in Calcot. Conveyancing lawyers have just been retained on the sale but I am unable to track down the title deeds. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be retained by the mortgage company or they may be in the possession of the lawyers who handled the purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Calcot relates to registered property but in the rare situation where your property is unregistered it is more tricky but is not insurmountable.
How do I investigate if the solicitor carrying out my conveyancing in Calcot is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Godiva Mortgages Ltd thus paying £175.00 in another set of conveyancing fees.
Please do make use of the search tool on this site. Please choose the lender and type ‘Calcot’ or your preferred area and you will be presented with a number of lawyer based in Calcot or nearest you.
Due to the guidance of my in-laws I had a survey completed on a property in Calcot ahead of retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some lenders tend refuse to issue a loan on this type of house.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Calcot. Conveyancing will be smoother if you use a solicitor in Calcot especially if they are acquainted with such properties in Calcot.
I have been recommended by two or three local estate agents in Calcot to get a quote from a property lawyer on your site. Is there a financial advantage for Estate Agents to promote your site over alternative conveyancing organisations?
We don’t offer any financial incentive for pointing buyers and sellers our way. We found it would be just too difficult to pay a commission as a client could think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
I cannot attend my Calcot conveyancing lawyers office to sign documents for conveyancing in Calcot – is this a problem?
No. Calcot conveyancing lawyers can deal with conveyancing transactions for clients throughout the rest of the country. It is not necessary for you to be able to meet your lawyer in the flesh at a Calcot conveyancers office. They can deal with everything via post, email, telephone and fax.