My fiance and I are intent on acquiring a ground floor flat in Wednesbury. My property lawyer is not on the bank solicitor panel. Am I still permitted to retain my Wednesbury conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?

You must appoint a property lawyer to complete the formalities when you take out a loan to buy your home. The property lawyer will conduct all the essential legal checks on the property, ensuring that you will be properly registered as the owner and ensure that all the necessary mortgage documentation is dealt with. You can select a Wednesbury property lawyer of your choice. Nevertheless, if the property lawyer selected is not a member of the lender approved list additional charges will be levied as separate legal representation will be need by the bank. Bank panel applications may be submitted, so where your solicitor has not previously applied for membership they should take the opportunity to apply.

Having sold my house in Wednesbury last September but the buyer keeps Skype messaging daily to say their conveyancer needs to hear from mysolicitor. What are the post completion sale legalities following completion?

Post completion of your disposal your conveyancer is obliged to deliver the transfer deeds and all supplemental paperwork to the purchaser's lawyers. If applicable, your solicitor must also confirm that the mortgage has been discharged to the purchasers lawyers. There is unlikely to be post completion formalities specific conveyancing in Wednesbury.

About to purchase a new build flat in Wednesbury. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Wednesbury

There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are surveyor prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Due to the advice of my in-laws I had a survey completed on a house in Wednesbury before retaining solicitors. I have been advised that there is a flying freehold element to the property. The surveyor has said that some lenders may refuse to grant a loan on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wednesbury. Conveyancing will be smoother if you use a solicitor in Wednesbury especially if they are acquainted with such properties in Wednesbury.

What does commercial conveyancing in Wednesbury cover?

Wednesbury conveyancing for business premises incorporates a broad array of advice, provided by qualified solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.