My Conveyancer in Kingstanding has never been on on the Skipton Building Society Approved Panel. Can I still use my family solicitor even though they are not on the Skipton Building Society list of approved lawyers?
The limited options available to you here include:
- Carry on with your existing Kingstanding solicitors but Skipton Building Society will need to instruct a lawyer on their list of acceptable firms. This will inevitably rack up the total conveyancing fees as well as result in frustration.
- Choose an alternative lawyer to act in the conveyancing, not forgetting to check they are on the Skipton Building Society panel
I am buying a new build house in Kingstanding benefiting from help to buy. The builders refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not to tell my lawyer about this side-deal as it could adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Kingstanding is where the house is located. Can you shed any light on this issue?
Flying freeholds in Kingstanding are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kingstanding you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kingstanding may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In surfing the web for the words on line conveyancing in Kingstanding it brings up many solicitorsin the area. With so much choice what is the best way to find the suitable conveyancing solicitor for me?
The best method of finding the right conveyancer is via trusted referral, so enquire of friends and those you trust who have purchased a property in Kingstanding or the local estate agent or mortgage broker. Costs for conveyancing in Kingstanding differ, so it's advisable to secure at least three estimates from varying types of law firms. Make sure that you know that the charges are assured not to escalate.
I am looking to buy a property and require a conveyancing solicitor in Kingstanding who is on the bank solicitor panel. Can you recommend a Kingstanding or local Kingstanding conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the lender who carry out conveyancing in Kingstanding. We dont recommend any particular solicitor.